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Jiangsu Suzhou housing provident fund management center: "three reductions and three relaxation" targeted to help enterprises and employees suffering from epidemic situation

Jiangsu Suzhou housing provident fund management center (hereinafter referred to as "Suzhou center") provides accurate assistance to enterprises and deposit workers affected by the epidemic, and has issued the notice on housing provident fund security during the prevention and control of pneumonia caused by new coronavirus infection.

Facing enterprises, we should implement the "three reductions", reduce the impact of the epidemic and promote the resumption of work and production. First, reduce the proportion of deposit to help reduce the burden. Enterprises affected by the epidemic and facing difficulties in production and operation may apply for a phased reduction in the deposit ratio, but the minimum amount shall not be less than 5%. Second, the implementation of deferred payment policy to help reduce pressure. Enterprises that meet the requirements can apply for deferred payment of the provident fund, and restore the deposit and make up the payment after the expiration of the period. The third is to open up a fast channel to help reduce consumption. We should adopt the mode of "not meeting each other" comprehensively, and implement the principle of "receiving as soon as handling and informing" the unit's business.

Facing the staff, we should implement the "three relaxation", solve practical difficulties and relieve the pressure of life. One is to relax the conditions of provident fund loans. If an enterprise delays payment or fails to pay in time due to the epidemic situation, but explains the situation and makes up the payment, its employees applying for provident fund loan during this period shall be deemed as continuous and full normal deposit, which does not affect the loan qualification. The second is to relax the validity period of extracted materials. If the time limit of the materials provided by the workers affected by the epidemic situation exceeds the specified period of validity, the validity period of the materials can be extended for 3 months. The third is to relax the treatment of overdue penalty interest. The staff and workers affected by the epidemic situation who fail to repay the provident fund loan normally during the period of epidemic prevention and control shall not be treated as overdue, and the overdue penalty interest shall be exempted.

From China Construction daily, March 25, 2020

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