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Zhangjiakou housing provident fund management center in Hebei Province

Hebei Zhangjiakou housing provident fund management center (hereinafter referred to as "Zhangjiakou center") has thoroughly implemented the spirit of General Secretary Xi Jinping's important instructions and the decision-making and deployment of the CPC Central Committee and the State Council, and conscientiously implemented the spirit of the notice on implementing the phased support policy for housing provident fund to properly deal with the epidemic situation of new pneumonia issued by the Ministry of housing and urban rural development A series of relevant documents of Hebei Province and Zhangjiakou Municipal Party committee and municipal government on epidemic prevention and control work arrangements, focus on the overall situation of epidemic prevention and control, accurately implement strategies to benefit enterprises and people, and make efforts to win the people's war, overall war and Resistance War of epidemic prevention and control.

Adjustment of deposit policy in stages to ease business difficulties of enterprises

Before June 30, 2020, if the enterprise is unable to deposit in full and on time due to the impact of the epidemic situation, it can apply to the business handling department of Zhangjiakou Center for deferred payment. The continuous calculation of the deposit time during the deferred payment period does not affect the normal withdrawal of housing accumulation fund and the application for housing fund loan. The deferred payment period is from February 21, 2020 to June 30, 2020; When applying for deferred payment, the enterprise shall fill in the approval form for deferred payment of unit housing accumulation fund, and formulate the plan for deferred payment and supplementary payment on the premise of reaching consensus with the employees of the unit. After the expiration of the deferred payment period, the normal payment shall be resumed and the deferred housing accumulation fund shall be paid in time. Voluntary deposit individuals affected by the epidemic situation shall be handled with reference to the above.

Reasonable adjustment of the withdrawal policy is conducive to the repayment of loans and rent by employees. During the period of epidemic prevention and control, the repayment of the principal and interest of the house purchase loan and the withdrawal of the housing provident fund can be postponed to June 30, 2020 if the loan contract fails to be handled in time; We should appropriately increase the withdrawal amount of rental housing.

Moderate adjustment of loan policy to relieve the pressure of employees' life

If the employees affected by the epidemic situation fail to return the housing provident fund loan normally before June 30, 2020, they will not be treated as overdue, will not be charged with penalty interest, and will not be submitted to the credit reporting department as overdue records, and those submitted will be adjusted; Vigorously promote the housing provident fund portfolio loan business; If the business period of applying for housing provident fund loan expires during the period of epidemic prevention and control, it can be extended to June 30, 2020.

Improve and optimize service measures to help enterprises resume work and production

On the basis of the implementation of epidemic prevention and control measures, Zhangjiakou center, in accordance with the unified arrangement of the territorial Government, comprehensively restored the housing provident fund service and reasonably arranged personnel to work. Do a good job in the protection, temperature detection, cleaning and disinfection of personnel in business places. The implementation of appointment and staggered peak processing, reduce the number of people gathered. For the business affected by the epidemic situation, we should open up a green channel and speed up the handling; We will promote the construction of comprehensive service platform and speed up the process of online business processing. On the basis of the existing business, optimize and strengthen the server hardware and software facilities and information network security to ensure the smooth development of online business such as network hall business and mobile app; Actively docking with deposit enterprises, guiding enterprises to do a good job in the prevention and control of the epidemic period, helping enterprises to return to work and production, and relieving difficulties for enterprises.

From Zhang Xuan, China Construction daily, March 25, 2020

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